I was a pretty accident-free racer with only a few minor injuries like a broken collarbone and a few cracked ribs, up until a bad accident in 2005.
I was in a race in an unfamiliar area in the southwest, and while in a headdown breakaway, 3rd or 4th back, the riders ahead of me all suddenly veered off to the left or right, while I, not being able to see why they had veered, ran straight into a gap in a cattleguard at 30 MPH, stopping my bike instantly and catapulting me headfirst into the roadway, crushing my face and jaw, breaking my neck and crushing my right elbow. This wasn't the worst, as I also had a traumatic brain injury and spinal cord damage that is still bothersome today.
I spent 4 months recovering in a spinal cord injury hospital, where I was first diagnosed as a full quad, then partial, then, 4 months later I was able to walk on my own out of that place.
I am back on the bike, and according to my old teammates, riding as strong as ever. I know this is them being kind to me, as I may be able to ride, it's not as effortless as it once was.
Ammusingly, the following summer our group was riding on one of our training routes in the rural areas near where we live, when 2 large dogs came out of nowhere in front of me and my wife causing us both to crash into them. I broke my collarbone again, and my wife sustained a hipbone fracture that still gives her problems, and is being evaluated for surgery in April.
I've got titanium reinforcing my collarbone now that always makes itself known, but not in a painful way. I had the titanium plates and screw removed from my right elbow, and even though I can't quite straighten my arm like before, it feels much better with the hardware out.
Yes, we are still avid cyclists, and even at 59 years old, I'm still competitive with folks many years my junior. Even if the accidents have set us back somewhat, I believe the good fitness I had from being a cyclist all my life is one of the factors that helped me survive.