I'm a British Cycling member and even with their discount I'm being quoted £23 per month to insure my new Specialized Roubaix Comp, value £3,400. Anyone know of any cheaper but still reliable alternatives?
It should cover it, if not the traditional way through the content's coverage of the policy, then ask about a personal property floater for bikes, similar to a floater for jewelry. If your agent did not offer you that option when you asked about bicycle coverage...time to find another agent, any agent worth their salt should have automatically thought of it and offered it to you. I'm not even an insurance agent and I would have thought of it!