In her original report of the accident, the cop never affirmatively states that her "marker lights" and/or headlights were turned on. Her report states (dishonestly) that she was in DRIVE gear and had her foot on the brakes. Subsequently, she has claimed that all of her lights were on (total fabrication).
Given this perjurious testimony, the insurance company has an "out", whereby they can deny liability, essentially claiming that I negligently rode my bike into a police car that it was my responsibility to see.
Nope. Are you stupid?
Any claim is an excessive claim to an insurance company.
That's all been submitted to the insurance company months ago.
Bob Mionske said the only reason I haven't seen justice in this case is because the insurance company hasn't had a lawsuit filed against them yet. He told me that in this day and age, nobody pays unless they are forced to.
(NOTE: For those readers who don't know who Bob Mionske is, he is a former professional racer and also an attorney who claims to litigate on behalf of cyclists. Earlier in the thread is a posted link to his website.)
Yesterday I talked to an attorney who owns a relatively large law firm specializing in personal injury cases. If anyone knows how to handle this case, he does. He told me some interesting things. He said my current attorney is mishandling the case by billing me hourly. He said if a lawsuit was filed, the case would be relegated to pre-trial arbitration by the judge. He said there was a 90% chance I could gain at least 50% of my damages and claims (that would be about $5,000), subject to insurance company appeal and jury trial. He said if the case actually went to a trial, it would be my word against two cops' word. There is a significant chance I could lose the trial, believe it or not. He more or less turned down my case, saying that his firm could quite possibly take a loss in the thousands of dollars on the case.
This sh*t so ****es me off!
I hope you dear readers are never in such a crap situation.