Here in the Best of All Possible Places in the World (ahem), unemployment insurance is paid out if you are laid off, or continue to not be able to find a job.... but only for a fixed amount of time. If you CAN'T work, because of cancer or something, then Social Security disability is supposed to cover you, expect it takes a year, oh an BTW, the SS Disability fund may well be empty in a few years. The ultra rich keep telling us through the right wing media they own that "We have the best health care in the world! Look at all the new expensive hospitals! Look at all that expensive equipment! Look at all those expensive Doctors!" Makes me sick... but I'm self employed so I pay for my own health insurance, and if I really get sick, next year the rates will go through the roof. Now about $800 per month with huge deductible.