The eternal optimist in me (finding that took a LOT of digging) thinks Demi Vollering will win, on the basis that in Rio, Annemiek van Vleuten was on paper option 4 of 4 for the Dutch but wound up being the strongest and the expected gold, save for her brutal fall. Since the women get a complete joke and insult of a race, a complete afterthought built around them spending hours scanning options for the men's race and then going, "aww s**t, no room for anything for the women. No problem, they can just have this boring facsimile that's basically more of the same that their calendar is already full of, none of the pre-race discussion will be about Fuji or Mikuni Pass anyway", the majority of the business part of the race will take place on the speedway circuit, so full of billiard table smooth, wide tarmac that will make such a fall less likely. And on paper Demi would be option 4 of 4 for the Dutch here, at least in theory, so that's my thinking.
Well, the eternal optimist in me has a podium of Kasia, Cille and Demi in some order but the fact all 3 of my picks in the Prediction Game were from the Dutch team tells you how likely I think that.